WASHINGTON 鈥 A holiday gift of financial knowledge will last longer than a gift card or a fruitcake (OK, maybe not a fruitcake) and pay off for the rest of the recipient鈥檚 life. An area financial adviser shared her recommendations for some great choices.
Dawn Doebler, senior wealth adviser at Bridgewater Wealth, in Bethesda, Maryland, and co-founder of , gave 海角精品黑料 some advice recently on gifts that can help recipients of different ages strengthen their financial knowledge.
Her first suggestion, the book “,” by Andrea Kennedy, is written primarily for women going through divorce and other 鈥渇amilies in transition鈥 due to divorce, illness or death, but 鈥渋t鈥檚 a great book, really, for any woman who wants to be financially savvy,鈥 Doebler said.
鈥淚t talks about balancing the need to manage your emotions 鈥 because they can get in the way when you鈥檙e making financial decisions 鈥 with really understanding the basics of investing.鈥
It鈥檚 a thoughtful gift, she said, that will 鈥渁cknowledge where people are, that it might be a difficult time, and give them some hope with some information.鈥
You can start a kid on the road to financial literacy with a gift from the website , which lets buyers purchase one share of stock in their choice of more than 100 companies, and have it mounted and delivered to the kid of their choice.
Doebler calls it a great way to 鈥渢each them how to track the stock鈥 and start teaching kids about how stocks work. 鈥淪tart teaching them about finances early; it鈥檚 never too early.鈥
Young adults struggling to create a long-term financial plan while under the weight of student loans will appreciate the 2008 book 鈥,鈥 by Farnoosh Torabi, Doebler said.
鈥淭hey want to have a lot of great lifestyle spending, but also build long-term financial security,鈥 Doebler said of millennials, and the book helps them with 鈥渂alancing the emotion of wanting something in the present with making really good practical decisions and building long-term financial security.鈥
Particularly for young newlyweds, Doebler said, 鈥淚t鈥檚 a great way to start them off.鈥
